Mortgage Interest Rates January 2024. Here's where experts think mortgage rates will start in 2024, how they think they'll change and other economic factors to monitor. Total mortgage delinquency rates were up 0.25 percentage.

Mortgage rates are now past their recent peak. Mortgage interest rates have risen over five percentage points since bottoming out in january 2021 at 2.65%, peaking at 7.79% in october 2023.