Roth Ira Limits 2024 Married Jointly. The exception is if your joint income is now higher than the income limits for roth iras set by the internal revenue service (irs) for couples filing jointly: If you file taxes as a single person, your modified adjusted gross income (magi) must be under $153,000 for tax year 2023 and $161,000 for tax year 2024 to contribute to a roth ira, and if you’re married and filing jointly, your magi.

The contribution limit for a roth ira is $7,000 (or $8,000 if you are over 50) in 2024. In 2024, the roth ira contribution limit is $7,000, or.